Would you drive your car without any insurance? Would you live in a home that isn’t covered for contents insurance? No, of course not, so why do so many holidaymakers still take such a big risk when travelling abroad and go away without any insurance? Insurance is something that you should automatically include into your travel budget, in exactly that same way that you would factor in the cost of your flights and accommodation.
Travelling without travel insurance is an unnecessary and big risk to take and as cheap deals are now so readily available, there is no excuse not to have it. Now Travel are low price travel insurance providers that provide insurance for all kinds of travellers wanting to enjoy doing a wide range of activities and the cost of travel insurance will always be far cheaper than what it will cost you if you have an accident, get sick or lose anything and you don’t have insurance in place.
Different Holidays, Different Policies
There isn’t a one-size-fits-all deal when it comes to any type of insurance and you will need to provide the insurance company with personal details in order to get a quote for a policy that suits you.
This will be based on all of the following:
- Your age
- How long you will be away for
- Where you are going in the world
- What types of activities you will be doing
- Your current health
There are all kinds of different trips that people go on, from beach breaks to city holidays and you will need to tell the insurance provider where you plan on going and what you will be doing in order to get a personalised policy.
If you plan on doing anything risky, such as scuba diving or bungee jumping, then you will also need to get insurance but don’t panic about the cost as there are plenty of great deals out there that are aimed at people who plan on doing activities like this.
What Does It Cover?
Travel insurance can cover a number of different mishaps, which is why it is so important to have as you never know what might happen when you travel.
Below are a few of the things that you should get insurance to cover you for:
- Medical bills if you have an accident
- Medical costs if you get sick
- Loss and theft of luggage, personal belongings such as cameras and mobile phones, and passports
- Missed flight connections
- Cancelled flights
The cost of healthcare abroad can be astronomical and if you come down with an illness or have an accident, you will need to make sure that you can afford to cover these unexpected costs and this is why travel insurance is an absolute must.
You may even find that you will be turned down for medical treatment if you don’t have insurance in place, so be sure to always factor the cost of insurance into a holiday budget.